Home' Plains Producer : PP130626 Contents Plains Producer, Wednesday June 26, 2013
SPECIAL FEATURE FINANCIAL PLANNING
Work expenses a target
Advice to reach objectives
Free financial support when you need it
Steve Schrapel & Wots Financial Planing Pty Ltd
ABN 36 152 077 800 are Authorised Representatives
of GWM Adviser Services Limited ABN 96 002 071
749 t/a MLC Financial Planing AFSL Registered
Oﬃce 105-153 Miller Street North Sydney 2060
Unit 2, 102 Greenhill Rd, Unley SA 5061
P: 1300 790 199 M: 0438 190 998
Planning Pty Ltd
It's all about trust, respect, commitment
We Specialise in:
✓ Income Protection Insurance
✓ Life, TPD & Critical Illness Insurance
✓ Business Succession & Estate Planning
✓ Wealth Accumulation
✓ Retirement and Centerlink Income Planning
✓ Suggestions to Structure your Will
✓ Business Succession Planning
To arrange a confidential,
appointment in your home to discuss
our services, phone Steve 0438 190 998
HAVE you thought
about retirement, income
protection and your fnan-
Do you require advice
on budgeting, investment
planning or business suc-
cession? If the answer is
yes, you need to call Steve
Schrapel of Wots Finan-
cial Planning Pty Ltd.
Steve has been in the
insurance industry since
1976 and has a wealth of
experience and knowl-
edge in this feld.
AFREE fnancial support service to assist
primary producers, fshermen and small rural
businesses is available in your area.
The rural fnancial counselling service,
a program of Rural Business Support, has
been operating successfully in this state for
many years, supporting more than 8,500
individuals and families who have suffered
Professionally trained and empathetic
rural fnancial counsellors offer a free,
confdential and independent service with
fexible appointments at your business or in
one of our regional-based offces.
To assist in the diffcult task of decision-
making, staff utilise a software package that
demonstrates to their clients, various business
scenarios, over a fve year period.
Other services include meeting with
fnancial institutions, referrals to other pro-
fessionals, assistance in preparing for suc-
cession planning and identifying government
assistance eligibility. Through Rural Busi-
ness Support, you will also be able to receive
information on the recently announced low
interest loans through Farm Finance as the
details are released.
Keep up to date through social media
sites (Facebook and Twitter) and sign up for
our newsletter via the new website www.
ruralbusinesssupport.org.au. For further
information and to make an appointment
please contact us on Freecall 1800 836 211.
Wots Financial Plan-
ning specialises in a wide
range of fnancial plan-
ning services and insur-
ance products, including
Income protection, Life,
TPD (Total Permanent
Steve and his staff are
happy to help you review
your current financial
position and provide
ideas and advice that
could help you reach your
They can assist with
cash fow advice, budgets,
retirement and Centrelink
If you are looking to
re-finance your home
loan, Steve can obtain
quotes from lenders to
get the best deal for you.
Many people over-
look the very important
aspects of succession or
estate planning, and will
structure. Steve can help
with this, saving lots
of headaches for future
Wots Financial Plan-
ning is located at Unit
2, 102 Greenhill Road,
Unley, but Steve is happy
to travel anywhere to visit
you in your home for a
tory appointment. Phone
Steve or his friendly staff
on 1300 790 199 or mo-
bile 0438 190 998.
IT IS almost time for Austral-
ians to lodge their income tax
returns -- and to make it easier, the
ATO will have new online services
available from June 30.
And with $18 billion in work-
related expenses being claimed
each year, the ATO will pay close
attention to these claims to make
sure they are correct.
The ATO focuses on occupa-
tions with a pattern of large or
rising claims, as well as claims
which do not ft the pattern for a
"There has been a rise in work
related expense claims among
building and construction work-
ers, and sales and marketing
managers, so we will be looking
closely at these claims," Tax Com-
missioner, Chris Jordan said.
To help get work related ex-
penses correct there are occupa-
tion specifc guides on the ATO
website including guides for sales
and marketing managers and the
building and construction industry.
This year the website also has
videos to help with work related
"We recognise more people
want to do business with us online
including using mobile devices
such as tablets and smart phones,"
Mr Jordan said.
"As part of our improved online
services, taxpayers who visit the
ATO website will be able to access
a new personalised homepage
allowing people to manage their
tax and super information online."
Once registered, people can:
4 Update personal details.
4 Check the progress of in-
come tax returns.
4 Arrange to pay a debt, and
4 Keep track of super.
This year the ATO will also
launch Taxtime Magazine, a digi-
tal magazine providing interactive
information to help taxpayers
complete their income tax returns.
It will be free to download
from Apple app and Google play
stores and includes video clips,
digital instructions and interactive
checklists to help get tax right.
With newsagencies this year
no longer stocking hardcopy tax
return instructions, the digital
instructions provide an interactive
online alternative. For more infor-
mation on individual tax return
instructions visit theATO website.
"The quickest and easiest way
for people to lodge their own tax
returns is through e-tax, theATO's
free, fast and secure online lodg-
ment service," Mr Jordan said.
KESAB GARDEN AWARDS
n BALAKLAVA’S KESAB Tidy Towns top garden award for the month
of May was awarded to Glenys Young(pictured left), for her attractive
garden in Boronia Circuit, Wattle Ridge estate. ABOVE: Jenni and Garry
Hosking, of Balaklava Transport, received the monthly service award.
Go to www.ato.gov.au
“The rural ﬁnancial counselling service helped us get clarity on
what we do and where to go and supported us in dealing with
- RBS Client Survey 2012
To support you, your business
and your family contact one of
our professionally trained
rural ﬁnancial counsellors for
a FREE, CONFIDENTIAL and
INDEPENDENT analysis of
SUPPORTED BY THE AUSTRALIAN GOVERNMENT
AND THE GOVERNMENT OF SOUTH AUSTRALIA
Freecall 1800 836 211
Links Archive PP130619 Plains Producer July 3, 2013 Navigation Previous Page Next Page